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Forecast for the week of December 27, 2021

Please enjoy this complimentary mortgage rate forecast provided to keep you informed of where interest rates may be headed, and to help you gain the advantage in securing low rates and payments.

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Last Week's Mortgage Rate Recap:

Rates remained low


Average mortgage rates last week remained low, as markets remain quiet while most investors take the remainder of the year off. Most lenders closed early on Thursday and were closed Friday in observance of Christmas.

This Week's Mortgage Rate Forecast:

Rates will remain low


Average mortgage rates will remain low this week, and although there could be some small day to day movement in closing costs associated with your mortgage, rates shouldn't move much. The bond market and most lenders will be closed early on Friday for New Year's Eve.

What's affecting rates this week:

  • Economic data: No important economic data this week, mainly just housing data that shouldn't affect rates at all.
  • Omicron: Markets continue to speculate how omicron will affect the global economic recovery, but it shouldn't play much of a role this week as investors take the week off.
  • New Year's Eve: Most lenders will close early on Friday for New Year's Eve.

If you would like to discuss interest rates further or find out the benefits of locking your rate today, please contact your mortgage professional at or .

Interest Rate Forecast and Commentary provided by:


All information provided is for informational purposes only, and we assume no responsibility to any person who relies on information contained in this report, and disclaim all liability in respect to decisions or actions or lack thereof based on any or all of the contents of this report. This is not an offer to lend.


Hammer Solutions, LLC 260 Leaping Cat Ln Waynesville, North Carolina 28785 United States (973) 200-6808