The email below is only an example of the email sent.

Any emails sent to your contacts would have your image, logo, and contact information.


Brought to you by


Forecast for the week of November 20, 2023

Please enjoy this complimentary mortgage rate forecast provided to keep you informed of where interest rates may be headed, and to help you gain the advantage in securing low rates and payments.

It is never our intention to send you spam.

If you don't want to receive future emails like this one, please

Last Week's Mortgage Rate Recap:

Rates moved lower


Better than expected consumer and wholesale inflation data as well as a drop in retail sales for the first time in seven months helped mortgage rates improve for the week. Rates now reflecting a belief that the Fed is done hiking rates, and will begin cuts sometime in early 2024 as the economy slows down and the labor market softens.

This Week's Mortgage Rate Forecast:

Rates likely to hold steady


This holiday shortened week is likely to see mortgage rates remain relatively unchanged, although we may see some movement from day-to-day. Markets and lenders will be closed on Thursday for Thanksgiving, and markets will close early on Friday. If we do see rates move this week it will be more due to the holiday and low trading volume in markets than a shift in the outlook, and we should see a return to normal next week.

What's affecting rates this week:

  • Economic data: There are only a couple of small reports this week that are unlikely to cause too much of a stir for mortgage rates.
  • Thanksgiving: This is usually a quiet week around the holiday, as most traders take off after Wednesday morning's data for a long weekend.

If you would like to discuss interest rates further or find out the benefits of locking your rate today, please contact your mortgage professional at or .

Interest Rate Forecast and Commentary provided by:


All information provided is for informational purposes only, and we assume no responsibility to any person who relies on information contained in this report, and disclaim all liability in respect to decisions or actions or lack thereof based on any or all of the contents of this report. This is not an offer to lend.


Hammer Solutions, LLC 260 Leaping Cat Ln Waynesville, North Carolina 28785 United States (973) 200-6808