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Roger Rabbit, Mortgage Originator
(888) 777-9999


Forecast for the week of October 12, 2020

Please enjoy this complimentary mortgage rate forecast to keep you informed of where interest rates may be headed, to help you gain the advantage when securing low rates and payments.

Last Week's Mortgage Rate Recap

Rates slightly worse


Average mortgage rates worsened last week, helped along by headlines that Congress was close to passing a stimulus plan.

This Week's Mortgage Rate Forecast

Rates may be volatile


Average mortgage rates this week could be more volatile than normal, making it harder to anticipate whether they will move higher or lower. That means it is a good week to stay in touch with your mortgage lender if you have a loan in process, or if you are thinking of getting a mortgage to buy a home or refinance.

What's affecting rates this week:

  • Economic data: The week doesn't have any economic data that is likely to affect mortgage rates
  • Economic stimulus: The Fed continues to buy Treasuries and mortgage bonds, helping to keep rates low.
  • Stimulus talks: If a stimulus bill is agreed upon and looks likely to get passed before the elections, it would require more debt to be created to fund it, and could put some pressure on mortgage rates
  • Bond market technical indicators: After losing ground last week, mortgage bonds (the bonds that lenders base mortgage rates on) look like they could continue to worsen this week. However, that could reverse when the bond market reopens on Tuesday.

If you would like to discuss interest rates further or find out the benefits of locking your rate today, please contact your mortgage professional at (888) 777-9999 or

Interest Rate Forecast and Commentary provided by:


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All information provided is for informational purposes only, and we assume no responsibility to any person who relies on information contained in this report, and disclaim all liability in respect to decisions or actions or lack thereof based on any or all of the contents of this report.

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Hammer Solutions, LLC 260 Leaping Cat Ln Waynesville, North Carolina 28785 United States (973) 200-6808