Mortgage rates dipped to their lowest point of the year in mid-September before ticking higher after the Fed’s last meeting (remember: Fed cuts don’t usually mean mortgage rates fall—it’s often the opposite).
The good news? The increase wasn’t much, and rates are still lower than they were a year ago.
As for October, it’s a bit of a mystery. Like trick-or-treating, you don’t know what you’ll get 
. Rates could rise or fall depending on how the government shutdown plays out and when delayed labor market and inflation reports finally drop.
Whatever happens, I’m here to help.
If you’re wondering whether now’s the right time to buy or refinance, let’s talk.
