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September 24, 2020

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Brought to you by
Roger Rabbit, Mortgage Originator
(888) 777-9999


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It is never our intention to send you spam. You're getting this email because you know the mortgage professional above.

If you don't want to receive future monthly emails like this one, please CLICK HERE TO UNSUBSCRIBE

This month, I can tell you the future... mortgage rates will go up on refinances. (spoiler: a new fee is going into effect soon, making this prediction an easy one.) Be sure to read the full details further down.

Here is what else you'll find in this month's Two Cents Monthly...

  • Words to live by
  • Mortgage Corner
  • iPhone 14 Tips and Tricks
  • Google Home or Nest?
  • Guess the snack food
  • Get a second life from your old gadgets
  • Home projects to do before it gets cold
  • Easy dinner options

Reply back and let me know which article caught YOUR eye, and let's talk about saving you money on your mortgage...

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WORDS TO LIVE BY

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MORTGAGE CORNER

A guarantee that rates will go up (but read the fine print)

There isn't many times in life that you know what is going to happen in the future, but this is one of them... and not acting now will cost you real money.

You already know mortgage rates are low, but did you know that the Federal Housing Finance Agency has recently announced a new fee that will be added to all refinance mortgages over $125,000?

And did you know that this fee will cost you .5% of your loan amount, which often equates to thousands of dollars?!

The good news is that we can still get your refinance done before the fee hits, IF YOU REACH OUT NOW.

Don't let this opportunity slip by because you were busy - we'll make the process as hassle free as we can.


Call, text, email... just reach out anytime it is convenient for you, and let's discuss how I can get you a low rate before this new fee takes effect!


Contact me today if you want to talk more about getting prequalified for a new home purchase, or if you'd like me to run some numbers for you to see if refinancing makes sense. (888) 777-9999 or roger@hmrsol.com if email is easier.


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TECH TRICKS

Just Updated Your iPhone to iOS 14? Try These Features Now

You can use your iPhone to capture and share images in seconds, but it might be worth pausing before you hit upload. Editing your photos before you share them can make a huge difference to the final image, and everything you need is already built into the Photos app on your iPhone. Read More»

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SMART HOME INSIGHT

What's the deal with Google Home and Nest? Is there a difference?

In the smart home world, there are two brands you hear about a lot: Google Home and Nest. Both are actually owned by Google, but the way the company uses these names has led to some confusion. Read More»

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NAME THAT SNACK FOOD

Which popular food product has the following ingredient list? (extra points if you can pronounce all the ingredients!)

Whole Corn, Corn, Vegetable Oil, Corn Dextrin, Salt, Cheddar Cheese, Whey, Monosodium Glutamate, Buttermilk, Romano Cheese, Whey Protein Concentrate, Onion Powder, Corn Flour, Natural and Artificial Flavor, Dextrose, Tomato Powder, Lactose, Spices, Artificial Color, Lactic Acid, Citric Acid, Sugar, Garlic Powder, Skim Milk, Red and Green Bell Pepper Powder, Disodium Inosinate, and Disodium Guanylate.

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DID YOU KNOW IT COULD DO THAT?

16 Ways to Repurpose Your Old Gadgets

Tech is constantly being outdated, and because of that, you might have a small gadget graveyard building up in your house somewhere. But you spent a decent amount of money on all that stuff, it shouldn’t go to waste! So before you get rid of it, let’s go over some cool stuff you can do with those dated pieces of tech. Read More»

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HAPPY FALL, Y'ALL

20 Projects to Always Do In the Fall

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Check out these quick and easy tips and prevent future headaches by doing these projects in the fall, before it gets too cold. Read More»

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SNACK FOOD ANSWER

Doritos (Nacho Cheese flavor, specifically)


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YUMMY RECIPES

Insanely easy weeknight dinners for September

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Check out these five easy-to-make, insanely delicious dinners, so you can put that takeout habit on hold. Good Eats»

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Hammer Solutions, LLC 260 Leaping Cat Ln Waynesville, North Carolina 28785 United States (973) 200-6808

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