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August 1, 2024

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Here is what you'll find in this month's Two Cents Monthly...

Words to live by
Mortgage Corner
Easily track mortgage rates
Streaming channel updates for August
Open House Trivia
Home Trends
90 wildly delicious summer recipes

Reply back and let me know which article caught YOUR eye!

WORDS TO LIVE BY

MORTGAGE CORNER

"Are mortgage rates really falling?"

Short answer: Yes, they are.

Mortgage rates have been slowly moving lower the last few weeks, as markets prepare for the Fed to start cutting its policy rate in September and continue cutting into 2025. While the Fed does not set mortgage rates directly, mortgage rates are heavily influenced by the Fed's actions, as most other rates are (like car loans, credit cards, and business loans).

So, with falling rates, is now a good time to buy a home?

What about refinancing? Should you consider possibly consolidating some debt, freeing up some cash flow every month?

If you have these questions, then I encourage you to call, text, email (simply reply to this email), or message me today. I'd be glad to discuss it with you!

Will mortgage rates go even lower?

While no one has a crystal ball, there are indications that we will see mortgage rates slowly move lower as we head into the end of the year and into 2025. However, how much rates will fall and how long it will take is very much a mystery.

If you would like to start tracking rates more closely, then consider signing up for my Weekly Mortgage Rate Forecast email:

http://www.weeklymortgagerateforecast.com/wrf-signup

Contact me today if you want to talk more about getting prequalified for a new home purchase, or if you'd like me to run some numbers for you to see if refinancing makes sense. or if email is easier.

WANT TO KEEP TRACK OF MORTGAGE RATES?

Sign up for my Weekly Rate Forecast!

If you or someone you know is thinking of buying or refinancing and want's to get the most up-to-date information not just on where rates have been but where they are going, sign up for my Weekly Mortgage Rate Forecast email.

Get it at the beginning of each week, and unsubscribe at any time.

http://www.weeklymortgagerateforecast.com/wrf-signup

WHAT TO WATCH

Everything Coming to Netflix, Disney+, Max & Other Streaming Services in August 2024

August is almost here, and just about every major streaming service has a big list of new movies and TV shows set to arrive over the course of the new month. Netflix, Disney+, Max, Paramount+, Hulu, Peacock, and Prime Video have all revealed their complete August streaming lists, and we've compiled all of them into one place.

OPEN HOUSE

Welcome to 'The Open House Game', the only newsletter section that finds you fun properties to look at and challenges you to tell us how much you think they are listed for.

We’ll give you a few facts about a listing and you try to guess the price.

Can you do it?

Scroll down to the bottom to see the answer...

Zillow

Today’s home...

Step into history with this captivating 1850 home, restored to its former glory as a single-family residence featuring 10ft ceilings, exquisite crown molding and original maple & oak floors. Experience the era with replica wallpaper throughout. The dining room showcases a built-in china hutch with a kitchen pass-through, while the spacious parlor accommodates all your guests. Upstairs, discover 5 bedrooms, each with its own unique features, including shared toilet and ''shaving'' spaces. Enjoy the screened porch with original woodwork.

Amenities include: