April 1, 2021

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This month, we talk about how to get your home offer accepted (or how I can help you refinance)...

Here is what else you'll find in this month's Two Cents Monthly...

• April Fools' Meme
• Mortgage Corner
• 10 Best Comedies on Hulu
• Fake News Headline Trivia
• Reduce your home insurance costs
• Best ground cover plants
• How (and why) to delete old online accounts
• Volkswagen gets in hot water for April Fools' prank
• Easy dinner options
  

Reply back and let me know which article caught YOUR eye, and let's talk about saving you money on your mortgage...

HAPPY APRIL FOOLS' DAY!

MORTGAGE CORNER

Are you out there home hunting?

Here are 3 tips to help get your home offer accepted...

1. Meet with your lender early.

You need to be clear on what you are comfortable paying as well as what you can qualify for. Homes are moving on and off the market at lightning speed these days, and you if you find a home that you fall in love with you need to be ready to act quickly.

2. Be pre-approved, not just prequalified.

Yes, there is a BIG difference. Reach out to me and I'll explain the details and help you with this one. This can help you compete with cash offers.

3. Know your options.

In most markets today homes are getting multiple offers, and the winning offers are above asking price. There are situations where paying above asking price can make sense for you, and I can help you with the math to see if paying more for a home today could be a good financial move in 6 months or a year from now with current home appreciation. I can also share with you options for putting less money down and maybe having more money for paying the gap between the sales price and what the home appraises for, a common occurrence today. It is a highly competitive market right now, and these tips may help. I'm available anytime if you want to talk about your situation and what I can do to help you.

It is a highly competitive market right now, and these tips may help.

I'm available anytime if you want to talk about your situation and what I can do to help you.

Call, text, email... just reach out anytime it is convenient for you, and let's discuss how I can get you a low rate before this new fee takes effect!

Contact me today if you want to talk more about getting prequalified for a new home purchase, or if you'd like me to run some numbers for you to see if refinancing makes sense. or if email is easier.

KEEP YOU LAUGHING

The 10 Best Comedy Movies on Hulu

From beloved classics to brand new original movies, Hulu has a range of comedies that span decades and styles. Here are 10 of the best comedy movies to watch on Hulu.

Read More»

GAMES

Three Headlines and a Lie

April Fools’ Day or not, we’re always down to trick you with some weird headlines. Three of these are real, one is not.

Can you spot the fake?

1. “Researchers produce nose-only COVID-19 masks to wear while eating or drinking”
2. “Man loses 120lbs in 7 months on a diet of ‘Dunkaroos’ and grape juice”
3. “British swan won't stop knocking on people's doors for hours on end”
4. “Mafia fugitive caught after posting cooking show on YouTube”

You can find the answer below...

ANSWER

This one might have been a slam dunk, but we made up the dunkaroo diet.

How close did you get? Reply back and let me know!

ASSURANCE ON INSURANCE

15 Ways to Reduce Your Home Insurance Costs

There's a long list of discounts if you know the right questions to ask and which home improvements to invest in.

Read More»

One more thing - if you want a referral to a great insurance agent to review your homeowners insurance as well as other policies like car insurance - reach out and let me know. I know some great agents and would be glad to connect you.

PROTECTING YOUR STUFF

10 Best Ground Cover Plants

These hardworking landscape plants make gorgeous ground covers, whether you want to fill in gaps or replace turf grass completely.

Read More»

SPOILER ALERT!

How to Delete Your Old Online Accounts (and Why You Should)

You’ve probably signed up for a lot of online services that you no longer use. Most of those accounts probably still exist, and they likely contain a mix of your personal data, identity details, and credit card numbers. Don’t leave juicy targets lying around for attackers

Read More»

APRIL FOOLS GONE BAD

Volkswagen fools media with fake statement on name change to Voltswagen

Volkswagen of America says statements made earlier this week about changing its brand name to Voltswagen to stress its commitment to electric vehicles were all just a joke.The fake release could land Volkswagen in trouble with US securities regulators because its stock price rose nearly 5% on Tuesday.

Read More»

YUMMY RECIPES

Insanely easy weeknight dinners for April

Check out these five easy-to-make, insanely delicious dinners, so you can put that takeout habit on hold. Good Eats»