๐๐ณ ๐๐ผ๐ ๐๐ฒ๐ฟ๐ฒ ๐๐ต๐ถ๐ป๐ธ๐ถ๐ป๐ด ๐ผ๐ณ ๐ฟ๐ฒ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ป๐ด, 
and didn't get to pull the trigger before rates went up a couple weeks ago, ๐๐ผ๐'๐๐ฒ ๐ด๐ผ๐ ๐ฎ ๐๐บ๐ฎ๐น๐น ๐๐ถ๐ป๐ฑ๐ผ๐ ๐๐ผ ๐๐ฎ๐๐ฒ ๐บ๐ผ๐ป๐ฒ๐ ๐ฎ๐ป๐ฑ ๐ด๐ฒ๐ ๐ฏ๐ฒ๐๐๐ฒ๐ฟ ๐ฟ๐ฎ๐๐ฒ๐ ๐ฎ๐ด๐ฎ๐ถ๐ป! 
You may have heard the Federal Housing Finance Agency, or FHFA, recently added a fee on all refinance loans that resulted in higher interest rates. Yesterday, the FHFA announced that they would delay the implementation of this new fee for a little while longer after being pressured by Congress.
๐ง๐ต๐ฒ ๐ฑ๐ฒ๐๐ฎ๐ถ๐น๐ ๐ฎ๐ฟ๐ฒ ๐ป๐ผ๐ ๐ฎ๐ ๐ถ๐บ๐ฝ๐ผ๐ฟ๐๐ฎ๐ป๐ ๐ฎ๐ ๐๐ต๐ฒ ๐ฟ๐ฒ๐๐๐น๐ - ๐ฏ๐ฒ๐๐๐ฒ๐ฟ ๐ถ๐ป๐๐ฒ๐ฟ๐ฒ๐๐ ๐ฟ๐ฎ๐๐ฒ๐ ๐ถ๐ณ ๐๐ผ๐ ๐๐ฎ๐ป๐๐ฒ๐ฑ ๐๐ผ ๐ฟ๐ฒ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ... ๐ฏ๐๐ ๐ผ๐ป๐น๐ ๐ณ๐ผ๐ฟ ๐ฎ ๐๐ต๐ผ๐ฟ๐ ๐๐ถ๐บ๐ฒ ๐๐ป๐๐ถ๐น ๐๐ต๐ฒ ๐ณ๐ฒ๐ฒ ๐ถ๐ ๐ฝ๐๐ ๐ฏ๐ฎ๐ฐ๐ธ ๐ถ๐ป๐๐ผ ๐ฝ๐น๐ฎ๐ฐ๐ฒ! 
If you've been thinking about refinancing, and putting it off, then now is definitely the time for us to talk. Please, reach out whenever it is convenient for you, and I'll find time to discuss your situation and see if refinancing now is the right move.
Act fast though, this fee is only delayed for a short window! 