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Forecast for the week of March 13, 2023

Please enjoy this complimentary mortgage rate forecast provided to keep you informed of where interest rates may be headed, and to help you gain the advantage in securing low rates and payments.

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Last Week's Mortgage Rate Recap:

Rates slightly improved


Mortgage rates last week were creeping higher, but improved on Friday on news that Silicon Valley Bank had to be saved by the FDC. This news overshadowed the jobs data, what was expected to be the biggest event of the week. Mortgage rates benefited from traders seeking safety in the bond market, helping rates improve.

This Week's Mortgage Rate Forecast:

Rates moving lower


Mortgage rates will move lower this week, as concerns skyrocket over what is being called a "banking crisis" in the media. Whether truly a crisis or not, market reactions to this situation will help mortgage rates move lower.

What's affecting rates this week:

  • Banking crisis: The unfolding reaction to this situation has markets expecting the Fed to lower rates in 2023 contrary to previous expectations that the Fed would raise rates. This is the primary factor in mortgage rates this week.
  • The Fed: Mortgage rates are likely to move lower on updated expectations that the Fed will have to stop raising rates to fight inflation, and will even have to lower rates later in the year.
  • Economic data: Tuesday's CPI inflation data would have been a major event for mortgage rates before the current banking situation, but will now take a back seat.

If you would like to discuss interest rates further or find out the benefits of locking your rate today, please contact your mortgage professional at or .

Interest Rate Forecast and Commentary provided by:


All information provided is for informational purposes only, and we assume no responsibility to any person who relies on information contained in this report, and disclaim all liability in respect to decisions or actions or lack thereof based on any or all of the contents of this report. This is not an offer to lend.


Hammer Solutions, LLC 260 Leaping Cat Ln Waynesville, North Carolina 28785 United States (973) 200-6808