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Forecast for the week of February 13, 2023

Please enjoy this complimentary mortgage rate forecast provided to keep you informed of where interest rates may be headed, and to help you gain the advantage in securing low rates and payments.

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Last Week's Mortgage Rate Recap:

Rates moved higher


Mortgage rates moved higher last week because market sentiment shifted towards more Fed rate hikes to come and the Fed rate possibly peaking at 5.25%. This shift in sentiment was triggered from this month's jobs data and made worse from positive economic data and Fed speakers who talked about raising rates to fight inflation.

This Week's Mortgage Rate Forecast:

Rates will be volatile


This week we don't know which way rates will move, but we know they will move in reaction to Tuesday's CPI consumer inflation data. Depending on this report, we could see rates continue to creep higher this week or possibly improve slightly.

What's affecting rates this week:

  • Inflation: If Tuesday's CPI consumer inflation report shows that inflation continues to come down it could help stabilize rates. However, if markets don't like the data, it could cause concerns that inflation is back on the rise and that the Fed will have to be more aggressive in fighting inflation at upcoming meetings, and will push mortgage rates up.
  • The Fed: Mortgage rates react to anticipated Fed moves, rather than actual Fed moves. Markets are now pricing in more hikes before the Fed stops hiking its policy rate, pushing mortgage rates higher.

If you would like to discuss interest rates further or find out the benefits of locking your rate today, please contact your mortgage professional at or .

Interest Rate Forecast and Commentary provided by:


All information provided is for informational purposes only, and we assume no responsibility to any person who relies on information contained in this report, and disclaim all liability in respect to decisions or actions or lack thereof based on any or all of the contents of this report. This is not an offer to lend.


Hammer Solutions, LLC 260 Leaping Cat Ln Waynesville, North Carolina 28785 United States (973) 200-6808