"Do I need great credit to get a mortgage?"

Quick answer: "No!"

Complete answer:
Credit score is one of the most misunderstood topics about getting a mortgage. Many people believe that you have to have perfect credit and high scores to qualify. While having a higher score may help you obtain a slightly better interest rate, it is usually possible to get a mortgage with less than perfect credit.

Rather than try to tell you everything you need to know about credit here, I'd like to offer you a free, no obligation conversation to discuss your credit. We can talk about what your score is now (and how the score used to qualify for a mortgage is different than the scores you may get through credit card company monitoring or websites like Credit Karma), how it will affect your ability to get a mortgage, and more.

If during our conversation we discover that it's not the right time to get a mortgage, I can also help you take the steps necessary to improve your score.

If you've been wanting to look into buying a home, but are afraid your credit score isn't high enough, let's find out for sure together. Remember, it's no obligation, totally free, and you have nothing to lose.

I hope to talk with you soon!