A quick read email with interesting information that you don't want to miss!

This month's burning Quick Question...

Let's settle a debate.

 

When it comes to tackling projects around the house, everyone seems to have a favorite tool brand. Are you Team Milwaukee? DeWalt? Makita? Ryobi? Craftsman? Maybe you're still rocking tools older than your kids that refuse to quit.

 

Or maybe you're on Team "Call Someone."

 

No judgment. Some people see a weekend project and think, "I can fix that." Others see the same project and think, "I know a guy."

 

Honestly, both approaches have their place.

 

So I'm curious...

 

What's your go-to tool brand, or would you rather skip the DIY headaches and hire it out?

Hit Reply and let me know!

 

Bonus points if you tell me the best (or worst) DIY project you've ever taken on.

 

Those stories are usually the most entertaining!

 

Here's what else you'll find in this month's

Mortgages and More email...

Are mortgage rates coming down?

What's new on streaming this month

MUST-HAVE Tools For New Homeowners (video)

August Weeknight Dinners For Every Day Of The Month (and Then Some!)

 

 

Should I wait for rates to come down again?

If you've been following the news, you've probably seen the headlines saying mortgage rates are moving higher. That can make it feel like buying a home or refinancing should be put on hold.

 

Not so fast.

 

While mortgage rates are important, they are only one piece of the puzzle. Waiting for the "perfect" rate could mean missing out on the right home, paying another year of rent, or watching home prices continue to climb.

 

And remember, if rates come down in the future, you may have the opportunity to refinance. You can change your mortgage later, but you can't go back and buy yesterday's home at yesterday's price.

 

What about refinancing?

Refinancing isn't just about getting a lower interest rate either. For many homeowners, it can be a smart way to consolidate high-interest credit card debt, reduce monthly payments, finance home improvements, or change the length of a loan to better fit their financial goals. Every situation is different, which is why it's worth looking at the numbers instead of assuming a refinance won't help.

 

The best question isn't, "Are rates at their lowest?"

 

It's, "Does this move improve my financial situation?"

 

If you're thinking about buying a home or wondering whether refinancing could still make sense, hit Reply. I'd be happy to take a look at your situation and give you an honest opinion. Sometimes the answer is yes. Sometimes it's no. Either way, you'll know your options.

 

Some reasons you may want to reach out...

• If you or someone close to you is thinking of buying a home and wants to know if now is a good time
• If you want to know if refinancing makes sense to save some money or lower your rate
• If you have big payments like car loans, HELOC loans, or credit card debt and want to see about possibly lowering your payments by consolidating debt

 

If you have any questions or want to discuss your situation, call, text, or email me today. or , whichever is better for you.

What's streaming in August?

Looking for something new to watch?

 

August is bringing a huge wave of new movies, TV shows, and returning favorites to Netflix, HBO Max, Peacock, Disney+, Hulu, Prime Video, Apple TV+, and more.

 

Browse the lineup of what's arriving this month and see which new releases you'll be adding to your queue this month.

 

What's new on streaming? >>

 

MUST-HAVE Tools For New Homeowners

Just bought your first house? Congratulations!

 

But now... what tools do you actually need? Don't get caught unprepared! 

 

This video is your ultimate guide to building the perfect homeowner's toolkit. I'm sharing all the essential tools every new homeowner should buy, from basic hand tools to must-have power tools, and even some surprising gadgets you'll wonder how you lived without!

We'll cover everything you need for simple home repairs, maintenance, and DIY projects, saving you time and money in the long run. Learn what to look for when buying tools, which brands offer the best value, and how to use them safely. No more calling a handyman for every little thing! 

 

Check out the video >>

 

August Weeknight Dinners For Every Day Of The Month

(and Then Some!)

August always feels like summer's final stretch, making it the perfect time to enjoy the season's best produce, fire up the grill, and keep meals simple.

 

These 40 recipes will help you make the most of summer with fresh dinners, desserts, and more, all month long.

 

Pick one of the recipes >>