Buying a home isn't just about saving for a down payment.
We look at your whole financial picture.
That can include:
• Old credit cards you forgot about
• Late payments
• Personal loans
• Job changes
• Spending habits
• Gift money that isn't documented the right way
None of these automatically mean you'll be denied.
They just mean we may need more information or a different loan option.
That's why it's smart to know where you stand before you start house hunting.
Send me a message, and I'll help you understand what we look at before you apply.
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